Flood Damage vs. Water Damage: Understanding the Difference

Salt Lake City is known for its beautiful mountains and picturesque scenery, but that doesn't mean it's always safe from natural disasters. One of the most common problems that homeowners face is water damage, but when it comes to water damage, there is a difference between flood damage and regular water damage. This difference is important because it can affect how you go about repairing the damage, and even your insurance coverage. In this post, we'll explore the differences between the two and help you understand the best course of action for repairing and mitigating water damage in your home.

So, what's the difference between flood damage and water damage? Although the two are often used interchangeably, the difference comes down to the source of the water. Flood damage is caused by an outside source such as a river overflowing or heavy rains, while water damage is caused by an internal source such as a burst pipe or leaky roof. Because of this, flood damage is generally more severe and requires a different approach to restore and repair.

When dealing with flood damage, the first step is to make sure you and your family are safe. This may mean evacuating your home, especially if the flood waters are high. Once you're safe, it's important to contact a restoration company that has experience in flood damage. They will assess and document the damage, removing any water and debris that may still be present. From there, they will use specialized equipment to dry and dehumidify the area, preventing mold and other secondary damage.

In contrast, with water damage that comes from within your home, the first step is to shut off the source of the water and begin removing the excess water. You may be able to do this yourself depending on the extent of the damage. However, it's always recommended to consult with a professional restoration company to assess the damage and determine the best course of action. They will be able to identify any hidden areas of moisture and prevent mold growth through proper drying and dehumidifying techniques.

When it comes to insurance, flood damage is often not covered by homeowners insurance policies and requires separate flood insurance. In contrast, water damage caused by internal sources is generally covered by homeowners insurance, but it's important to read your policy carefully and understand any exclusions or limitations. Insurance adjusters may also handle flood and water damage differently, which can impact the approval process and timeline for repairs.

Dealing with any type of water damage in your home can be stressful, but it's important to understand the differences between flood damage and water damage and how they can impact your restoration and insurance coverage. If you're unsure about the extent of the damage or the best course of action, contact a professional flood cleanup Utah restoration company who can assess the damage and provide guidance. As always, reading and understanding your insurance policy is also important to ensure you have the coverage you need when disaster strikes.